Save Flood Insurance Agency Inc

Your Agents:

Caleb Block:

Caleb has been involved with insurance since 2017, as well as a residential REALTOR. A graduate of the University of Colorado, Caleb strives to provide excellent customer service and knowledge in both the real estate and insurance industries.

In my spare time I love to garden and enjoy the outdoors of Colorado. Working as both a REALTOR and an insurance agent has given me a wide education into the many challenges and issues that homeowners face. For real estate inquiries, please contact me here.

Why choose private market flood insurance?

Many people are not aware of this, but there is in fact an entire private market that serves as an alternative to the National Flood Insurance Program (NFIP) which is a branch of the Federal Emergency Management Agency (FEMA)

There are some very important distinctions that we make between our private market flood insurance policies and those of the NFIP – and we feel our product is superior. Here’s why:

Our private market flood insurance is more selective in what properties we choose to cover, which can provide the consumer with huge savings vs an NFIP policy.
Our private flood policies are approved with all lenders, and can fulfill the requirement to purchase flood insurance during a home purchase for a mortgage. Our policies comply with FEMA guidelines.
Unlike the NFIP, our private market flood insurance does not require an elevation certificate, which can be costly and time consuming to obtain.
Our private market flood insurance policies have a 10 day waiting period, vs the 30 day standard waiting period of the NFIP
NFIP policies have a limit of $250,000 for residential properties – we can cover you for higher limits, both residential and commercial.
Our private market flood insurance policies are broader, and contain coverage for basements and basement contents – while NFIP policies do not.
Our insurers are the world’s oldest insurance group, and is financially solvent. The NFIP is currently burdened with over a billion dollars in debt.
Our private market flood insurance includes coverage for loss of use (residential)

So, we invite you to compare your current flood insurance with what Save Flood Insurance Agency Inc has to offer – we would love to be your partner in providing affordable and practical flood insurance policies. When it comes to preparing your home for the potential disaster of a flood, make sure you are using the best protection you can get!