Welcome to Save Flood Insurance Agency Inc. We specialize in private, non NFIP (National Flood Insurance Program) flood insurance policies. We also offer the ability to get a free flood insurance quote, which you can find below.
What makes our policies different? A couple things. We don’t insure every property, and due to our underwriting guidelines we are able to provide clients immense savings on their flood insurance, often up to 50% less than their NFIP / FEMA insurance policy counterparts. Save Flood Insurance Agency Inc utilizes products underwritten by Lloyd’s of London, which is one of the oldest names in specialty insurance. Our free flood insurance quote also has the advantage that the client does not need to provide an elevation certificate – an item that takes both time and hundreds of dollars to have produced. When you are under contract on a new home, timing is critical and the ability to obtain a free flood insurance quote quickly can make all the difference.
Our private market flood insurance benefits also include:
- Compliant with state insurance laws
- Increased cost of materials coverage
- Can cover commercial property
- Additional living expenses coverage
- Debris removal coverage
- Contents in basements are covered
- Replacement cost on dwelling is available
- Replacement cost on contents is available
- Coverage for landslide, earthquake and volcanic eruption*
- Coverage effective 10 days after policy inception
- Waiting period waived for mandatory purchase requirement for a loan closing
- Decks are covered
- Carports are covered
- Multiple deductible options available
We strive to help the consumer to be able to access affordable flood insurance with coverage superior to what is offered in the National Flood Insurance Program. Flooding is a very devastating event, and without coverage specifically for flood your home and personal property could be destroyed forever. Remember, homeowner’s insurance does not cover the peril of flooding. Over a quarter of all flood loss claims in the United states take place outside of 100 year flood plains, in “low to moderate” risk areas. If you are interested in obtaining a Free Flood Insurance Quote, please fill out the form below.