Declaration Page

In flood insurance, the Declaration Page is a computer-generated summary that forms an official part of the flood insurance policy. It reflects the information provided in the insurance application and confirms how the policy is issued.

The Declaration Page typically includes:

• The named insured and mailing address

• The insured property location

• The policy effective and expiration dates

• Coverage limits for building and contents

• Deductible amounts

• The premium, fees, and total cost

• The insurer or servicing company administering the policy

Because it summarizes the most important policy details, the Declaration Page is often the first document reviewed when verifying coverage, filing a claim, or satisfying lender flood insurance requirements.

If there is ever a discrepancy between coverage expectations and what is shown on the Declaration Page, the information on this page generally controls unless corrected by endorsement.